Month: October 2009


Oct. 28, 2009
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“Thank you Officer.”
 
Although politeness like this may not get you “out” of a traffic citation, any police officer will agree that a good attitude serves you much better than the alternative. Forget about what type of day you have had, be thankful if you only get issued a citation, and can return to fight another day.
 
Many people believe the only way to deal with a traffic citation is to pay the fine, take the points, and go to driving school. Depending on a number of factors, including the type of violation, and your driving record, you may have other options.
 
In Broward County, a violator actually gets four opportunities to decide how to deal with a citation: 1) plead guilty by mail, pay the fine, and perhaps elect driving school; 2) attend the initial appearance, pay the fine, elect driving school, or plead “not guilty”, and request a full hearing; 3) attend the pre-trial conference, where a magistrate will give you the opportunity to change your plea to “no contest”, and accept a “plea bargain”; and 4) proceed to a final hearing.…

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Earlier this year, a doctor was walking across the street when he was run over and killed by an uninsured drunk driver. Although his car was covered by a good policy with high uninsured motorist benefits, his widow and children received none of those benefits.
 
We often see business people who, while attempting to protect themselves from the liability which motor vehicles present, exclude themselves and their families from very valuable insurance protection for which they are paying.
 
Where we see this situation the most, is in closely held corporations and in the practices of professionals such as lawyers, doctors, dentists, etc. These astute individuals realize that motor vehicles present a potential liability whenever the vehicle may be involved in an accident, regardless of whether the principal or an employee is driving.…

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