Month: July 2014


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Unexpected Types of Home Damage after a Hurricane

 
Broken windows, torn-off siding, roofs lifted from homes—it’s no secret that hurricanes can do some pretty extensive damage, especially to homes along the Florida coast. With the potential property losses associated with tropical storms, it pays to have homeowner’s insurance that covers hurricane damage.
 
Most lenders in Florida actually require homeowners to have some form of hurricane insurance in order to get a mortgage, and most Florida homeowner’s insurance includes damage caused by windstorms and hurricanes. Ideally, this type of policy will compensate you for any home damage you might experience in the event of a storm. However, there are some unexpected types of damage that may cause an insurance company to delay or deny a claim.…

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Category: Car Accidents

Why Summer Is the Most Dangerous Time for Teen Drivers

 
We’re well into summer, and if you are the parent of a teenager, your son or daughter has probably already had a month or more off of school. For many teens with driver’s licenses, summer means more time on the road—whether they’re driving to a summer job, going on a trip with friends, or even just driving to the movie theater across town. And while you might be relieved not to have to drive your teen everywhere, more time behind the wheel also means greater risks for accidents.
 
According to CNN, Memorial Day through Labor Day is the riskiest period for teen drivers. Data from the National Safety Council shows that during this 100-day stretch of time in 2012, almost 1,000 people were killed in car accidents involving teen drivers, and more than 550 of those fatalities were teens themselves.…

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How Premises Liability Cases Differ for Adults and Children

 
As an adult injured on another person’s property, you have to look closely at the circumstances surrounding the accident. First of all, you need to determine if you had permission (explicit or implicit) to be on the property at the time of the accident. Next, you need to ask yourself honestly if a person exercising reasonable care should have been able to avoid the accident (if you slipped on a floor that was roped off and had a ‘Wet Floor’ sign in front of it, you may be considered responsible for your injury). If the accident was not your fault, you need to determine if a reasonable property owner should have taken steps to prevent the dangerous condition, and if your accident was a direct result of that dangerous condition.…

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Category: Uber Ride Sharing

Thinking of Using a Ride-Sharing Service? Here’s What You Need to Know

 
Ride-sharing services such as Lyft and Uber have been popping up all over the country, offering an alternative to the traditional yellow cab. The general ease of use makes it obvious why these programs have become so popular: anyone in need of a ride has to do little more than press a button on their smartphone to have a nearby driver pick them up. However, as the ride-sharing industry has rapidly expanded, critics have pointed to holes in the model that could potentially leave passengers or pedestrians who are injured by a rideshare driver paying for their own medical bills.
 
States and Taxi Services Accuse Ride-Shares of Being Underinsured
 

 
According to an NBC News report, 14 states and the District of Columbia have already issued warnings that services such as Lyft, Sidecar, and Uber may not provide adequate coverage to passengers if one of their drivers gets into an accident.…

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