Florida Car Accident Lawyers for Passenger Injuries
Skilled Lawyers Help Clients Understand Their Right to Recover Compensation for Passenger Injuries Sustained in South Florida Car Accidents
The passenger in a car can just as easily sustain injuries in a car crash as the driver of the vehicle and yet, while the driver is required to carry insurance coverage meeting certain minimum thresholds under Florida’s no-fault insurance law, no similar requirement exists for passengers. Despite this, you are legally entitled to recover compensation for passenger injuries sustained in a car accident under Florida law—which makes sense from an equitable standpoint because, logically, someone else’s behavior will have caused the accident and injuries.
Despite your clear right to recover compensation, cases involving compensation for passenger injuries are frequently complicated by the fact that it’s not always entirely clear where you should look for that compensation. Insurance companies may further complicate matters by resisting their legal duty to provide coverage to you, as a passenger. At Lawlor, White & Murphey, our skilled car accident lawyers are committed to ensuring that you get full compensation for your passenger injuries. We will both help you understand your legal rights and take on the task of negotiating with the insurance companies involved to make sure you get the funds needed to cover your medical expenses, property damage, future treatment, lost wages and more.
Determining How to File a Claim for Compensation for Passenger Injuries in South Florida
Generally, under Florida law, every driver is required to carry at least $10,000 in personal injury protection (PIP) coverage that provides coverage for:
- The named insured
- Relatives of the named insured who reside in the same household as the insured
- Anyone operating the vehicle that the insured person owns
- Passengers in the vehicle
- Anyone struck by the vehicle
This list of priority coverage means that, as a person who sustained passenger injuries in another person’s vehicle, you may have a number of insurance-based coverage options that you can look to in order to recover full compensation. Available insurance-based options for recovering compensation for your passenger injuries may include:
- Your own insurance. While you are not required to have car insurance to ride as a passenger in a vehicle, if you do have PIP coverage for your own vehicle, that coverage may also cover medical expenses and lost wages related to your passenger injuries.
- Certain relatives. If you live in the same household with a relative who has PIP coverage, that insurance policy will also provide compensation for injuries you sustain as a passenger in any vehicle.
- The driver of your vehicle. Regardless of whether the driver of the vehicle in which you were injured was at-fault, you may be entitled to recover compensation from his or her PIP insurance (and if the driver did not own the vehicle, PIP coverage maintained by the vehicle’s owner will apply).
- The at-fault driver. If the driver of another vehicle caused the accident, you may be entitled to recover compensation for passenger injuries from that driver and his or her insurance company. In the case of serious injuries, we can also pursue a personal injury lawsuit to recover compensation in excess of the available PIP coverage.
Lawlor, White & Murphey Work Tirelessly to Establish Your Right to Compensation for South Florida Passenger Injuries
At Lawlor, White & Murphey, our experienced personal injury lawyers understand how complicated and difficult it can be to navigate the insurance claims process. We can identify all relevant insurance coverage in your case and ensure that your claims are properly filed. In more complex cases involving serious passenger injuries, we will also work to ensure you are fully compensated by pursuing a negligence claim for compensation against the at-fault driver. In these cases, we will investigate to both identify the at-fault driver and build a strong case showing that:
- The at-fault driver owed you a duty of care (all drivers owe a duty to everyone else on the roads to drive carefully)
- The at-fault driver breached this duty by failing to drive carefully
- That breach caused the passenger injuries
- Those passenger injuries caused you to suffer harm, whether in the form of medical expenses, lost wages, lost earning capacity, pain and suffering or even property damage.
Call Today for a Free Consultation to Get Help Recovering Compensation for Passenger Injuries Sustained in Fort Lauderdale Car Accidents
If you were injured while riding as a passenger in someone else’s vehicle, our experienced South Florida car accident lawyers are here to help you understand your legal rights and options for recovering full compensation for those injuries. We offer a no-cost consultation to all of our potential clients so that we can learn what happened in your case and identify alternatives for proceeding to get the compensation you need. You can call our office or fill out this online contact form and we will respond promptly.
Frequently Asked Questions About Passenger Injuries in Fort Lauderdale Car Crash Cases
FAQ: If multiple PIP insurance policies are available to compensate me for my passenger injuries, can I recover from more than one policy?
Yes. In fact, for more serious passenger injuries, the coverage limits on any one PIP policy may be insufficient to cover all of the current and future expenses of your claim. In this case, you can move on to the next available policy after exhausting one. Despite this, you are not entitled to recover compensation for the same harm twice. For example, if your passenger injuries result in $7,000 worth of medical expenses, you can only recover that $7,000 amount once.
FAQ: Do I have to seek medical attention for injuries I sustained as a passenger?
Yes—both for the sake of your health and to avoid complications in recovering compensation from the relevant insurance companies. Under Florida law, you are technically required to seek out medical care within 14 days following the accident for PIP coverage to apply. Despite this, it is always advisable to get checked for any non-apparent passenger injuries as soon as possible following the accident, even if you don’t appear to be harmed.