G. Y. was rear-ended by Kyle Jurgens, who held a $25,000 policy of insurance. Mr. Y. ultimately underwent cervical spinal surgery with discectomy and fusion. The Jurgens’ insurer, Allstate, refused to tender the limits of insurance presuit, and ultimately paid the sum of $112,500 at mediation due to bad faith exposure. An additional $20,000 was paid by Mr. Y.’s underinsured motorist carrier.
G. H. was rear-ended in his family van by Lisa Lipfield, who held a $25,000 policy of insurance. So great was the impact, that Mr. H. ultimately underwent cervical spinal surgery with discectomy and fusion. Ms. Lipfield’s insurer, Allstate, refused to tender the limits of insurance presuit, and ultimately paid the sum of $150,000 at mediation due to bad faith exposure. An additional $50,000 was paid by Mr. H.’s underinsured motorist carrier.
Mr. S. sustained a herniated disk in his neck faith case. resulting from a rear-end automobile collision. The Tortfeasor was without insurance and, therefore, Mr. S. filed a claim against his Uninsured Motorist Carrier. This case was settled in suit, after Mr. S. underwent cervical spine surgery.
N. O. was a 14 year-old passenger in her Grandparent’s car being driven by her father when he lost control and hit a tree. As a result, N.O. was paralyzed from the mid-chest down. The Defendant’s insurance company failed to investigate the matter for nearly one year pre-suit, and failed to timely offer their $10,000 limits of bodily injury coverage. As a result, N.O. sued her father and grandparents. Under Florida law, her recovery was limited to the policy amount as to her father, and to $600,000 as to her grandparents. The insurance carrier made the business decision to pay these capped amounts rather than litigate the inevitable bad faith case.
B. P. suffered severe brain injuries in a terrible automobile accident. Mr. P.’s right of way was violated by Sharon Turner, who was under the influence of multiple medications, including psychotropics. Ms. Turner’s insurance company failed to tender payment of her $25,000 policy of insurance presuit, resulting in a bad-faith lawsuit which subsequently settled for a confidential amount.
T. H. was 12 years old when he darted out into traffic in front of Bernice Volz, who was speeding and failed to take any evasive action until after her vehicle struck and ran over T.H., eviscerating and paralyzing him from the mid-chest down. Ms. Volz’s insurance company failed to tender payment of her $10,000 policy of insurance presuit, resulting in a bad-faith lawsuit which subsequently settled for a confidential amount.
In 2001, Plaintiff was driving his Nissan Pathfinder on Florida Avenue in Tampa, Florida when Travis Noblitt exited a parking lot and struck the side of Plaintiff’s vehicle causing it to turn on its side. Plaintiff’s left arm was resting on the window at the time of the crash and the vehicle landed on top of the arm, causing a near-amputation crush injury. Plaintiff and his wife owned a cleaning company that they were forced to sell after Plaintiff could no longer work.
L. M. was a passenger in his employer’s truck being driven by a co-worker when it was struck by Christopher Page, who was driving his parents’ Corvette. As a result, L.M. suffered multiple injuries requiring surgery. The Defendants held a Bodily Injury policy of $100,000, and L.M. held an Uninsured Motorist policy of $10,000. Rather than simply accept those policies, Lawlor, White & Murphey worked to find additional coverage. As a result, an additional $100,000 was obtained from L.M.’s employer’s carrier for failing to obtain a valid UM rejection. Christopher Page’s parents were divorced and the firm successfully argued the single $100,000 policy limit should be doubled, ultimately recovering $100,000 on behalf of each parent. Before accepting the $200,000 from the parents’ insurance company, the firm required financial affidavits from each Defendant, which revealed the father was a high wage earner. Thereafter, he personally contributed an additional $35,000 to the settlement.
R. P. suffered multiple fractured bones and lacerations when he rear-ended a Lyon’s tow truck which pulled out in front of him and stopped during rush hour on I-95 in Palm Beach County. Pre-trial, Plaintiff offered to accept $150,000 as full and final settlement. Defendant’s highest offer was $17,000. The jury returned a verdict in Plaintiff’s favor of $250,000 (which was reduced by 20% for Plaintiff’s comparative fault), and the Court entered an Order awarding Lawlor, White & Murphey $200,000 for attorney fees and costs due to the Defendant’s unreasonable rejection of Plaintiff’s pre-trial offer.
K. H. was 25-years old when the defendant driver, while in the course and scope of his employment with Trugreen, ran a red light as she was making a left turn. Ms. H.‘s injuries resulted in torn labra in both shoulders, and four unsuccessful surgeries attempting to repair same.