Homeowners’ insurance is often required by the lender, but what if something really does happen to harm your home? How do you know when to file a claim?
In this post, we’ll go over the top reasons why Florida homeowners file insurance claims – and how a skilled insurance claim lawyer can help.
Many Floridians file claims each year due to theft. It’s wise to install a home security system, keep doors and windows locked, refrain from hiding spare keys outdoors, and having a neighbor or friend check your home while you’re away.
Wind and Storm Damage
Florida has its share of strong winds, especially during hurricane season.…
The promise of self-driving cars is both incredibly audacious and hopeful. No more “wasted” time spent driving. Faster, more efficient commutes. A drastic reduction in accidents.
Someday – perhaps even someday soon – that future may come. Right now, though, we are at the beginning of a transition period, and there are still big hiccups and big questions. One of those “hiccups” occurred recently when another Autopilot-enabled Tesla vehicle crashed in California.
Here is what happened:
On Monday, January 22, 2018, in Culver City, a Tesla Model S crashed into the back of a parked fire truck on Interstate 405 traveling at what witnesses estimate was about 65 mph.…
We’re right in the middle of high school basketball season in Florida, and if your child is on the team at his or her school, you’re likely caught up in the excitement of it all. However, it’s important to remember that basketball is a contact sport and injuries do happen. In fact, over the past several years injuries have actually been on the rise.
In this post, we’re going to cover some facts about basketball injuries, which ones happen most commonly, and what you can do if an injury occurs due to someone else’s negligence.
Facts about Basketball Injuries
Basketball is far more than simply running back and forth on a court.…
Slip and fall accidents are more common than you may realize – and more serious.
Every year, falls are the reason for more than eight million emergency room visits in the U.S., which is the number one reason for all visits. Slip and fall accidents make up more than one million of those visits.
Accidents involving floor problems contribute to two million injuries from falls every year.
Bone fractures are one of the worst consequences of falls, and about five percent of everyone who falls will have a broken bone. The fractures that cause the most problems and lead to deaths from falls are hip fractures.
Every year, one-third of all Americans over 65 years old will fall at least once.…
Did you know you can be seriously injured in a parking lot accident?
Two women were recently hospitalized for serious injuries after a parking lot crash in Sarasota County. In November 2017, an 86-year old Sarasota resident was driving in a post office parking lot. She accelerated, hit the curb, and entered another parking lot. She then struck another curb before hitting a vehicle driven by a Missouri woman. Her vehicle overturned, hit a light pole, and hit yet another vehicle. Both women were taken to the hospital with serious injuries. The Sarasota woman was given a traffic citation for reckless driving.
Below, we’re going to described some of the most common types of parking lot accidents as well as what you should do if you are injured.…
The holidays have come and gone, and most of us have gotten back to life as usual. However, if you were injured by a holiday gift, you may be left with painful and debilitating injuries – not to mention hefty medical bills. You may even be unable to return to work, compromising your family’s financial future.
Seeking damages for your injuries can help to address these concerns.
Many times, product-related injuries are due to defects in product design or manufacturing, or to inadequacies in the product’s warnings and instructions. A successful product liability claim generally requires a thorough investigation of the product by experts, and documentation of your injuries and their financial and emotional ramifications.…
In a recent four-car crash in Pembroke Pines, a man lost control of his vehicle and crashed into three other cars. One of the drivers of the three cars refused medical treatment. The other passengers and drivers in the accident all visited the hospital, even the ones with non-life-threatening injuries.
The driver who refused medical treatment took a risk for two reasons.
One, Florida law states that you must visit a doctor within 14 days of an accident to file an injury claim and get help paying for any medical bills that might result.
Two, many injuries from auto accidents don’t show up right away. However, these types of injuries can have long-lasting effects that may create significant medical bills and other damages.…
You take pride in your home and faithfully pay your homeowners insurance premiums – but do you know what to do when you need to file a claim? In this post, we’ll discuss what homeowners’ insurance covers as well as your rights to file a claim under Florida law.
How Homeowners’ Insurance Policies Work
Florida law does not require homeowners to carry insurance. However, if you have a mortgage on your home, your lender likely requires a homeowners’ insurance policy in the mortgage agreement. Homeowners’ insurance protects against property loss and certain damages. It is typically organized into several coverage components, including the following:
The reason most lenders require you to carry homeowners’ insurance is to protect them from financial loss if your home is damaged.…
You may have heard that the vast majority of personal injury cases are settled, but even that is kind of an understatement.
According to the US government, somewhere between 95 and 96 percent of these cases end in a settlement. In other words, lawsuits based on injuries sustained during incidents such as car accidents almost never go to trial – and for good reason.
Going to trial is a bit of a wild card. While your lawyer will do their best to put forth the strongest case possible for your claim, there’s ultimately no knowing which way the judge or jury will decide.
Generally speaking, having a judge overhear your case is better than letting a jury decide it.…
On Black Friday, over 90 million Americans shop online or in-store. That many shoppers creates a huge potential for accidents to happen – and many do.
You may not consider shopping a risk-laden activity, but every year in the U. S., hundreds of Americans experience injuries while out at stores. Often, injuries are minor, such as bruises or scrapes. However, more serious injuries are possible. Incidents of neck and spine injuries, concussions, bone fractures, and even deaths have happened to individuals while shopping.
Retailers know this, and must take certain measures to protect their customers. If they neglect their duties, they open themselves up to a premises liability lawsuit and can be held liable for common shopping-related injuries – including those that occurred at Black Friday sales.…