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Passenger Injuries

Hurt? We can help.

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Florida Car Accident Lawyers for Passenger Injuries

Skilled Lawyers Help Clients Understand Their Right to Recover Compensation for Passenger Injuries Sustained in South Florida Car Accidents

Not every car crash in Fort Lauderdale or any other part of Broward County will have injuries. But they will always have a driver. And if that driver caused an accident, they could be liable for any passenger injuries that result.

Despite a passenger’s clear right to recover compensation if injured in a car accident, getting that compensation can be tricky. That’s because it’s not always entirely clear where the passenger should look for that compensation. 

For example, there’s the driver of the car the passenger was in. But what about the drivers of any other vehicles involved in the accident?

Insurance companies may further complicate matters by resisting their legal duty to provide coverage to you, as a passenger. There’s where the skilled car accident attorneys of Lawlor, White & Murphey can step in. 

Florida Car Insurance Coverage

Florida law requires all vehicles registered in Florida to carry a minimum level of car insurance. This includes at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) coverage.

If you’re injured as a passenger, the first place you will seek recovery is PIP. This type of coverage will cover:

  • The named insured
  • Relatives of the named insured who reside in the same household as the insured
  • Anyone operating the vehicle that the insured person owns
  • Passengers in the vehicle
  • Anyone struck by the vehicle

So now you know that any injuries you sustained in the car accident will be paid for by PIP. But which PIP? Well, there’s the driver of the vehicle you were in. But there may be several other options, such as:

  • Your own car insurance.  You are not required to have car insurance to ride as a passenger in a vehicle. But if you do have PIP coverage for your own vehicle, that coverage may also cover medical expenses and lost wages related to your passenger injuries.
  • Certain relatives.  If you live in the same household with a relative who has PIP coverage, the relative’s insurance policy may apply.  
  • The owner of your vehicle.  If the driver of the vehicle you were in did not own the vehicle involved in the accident, PIP coverage maintained by the vehicle’s owner will apply.
  • The at-fault driver.  If the driver of another vehicle caused the accident, you may be entitled to recover compensation from that driver’s car insurance company.  In the case of serious injuries, you can also pursue a personal injury lawsuit to recover compensation for things like pain and suffering.

In certain situations, you may be able to recover from PIP from multiple car insurance policies. This does not mean you can recover more than once for the same injuries. For instance, if your passenger injuries result in $7,000 worth of medical expenses, you can only recover that $7,000 amount once.

However, if one car insurance policy’s PIP limits aren’t enough to fully compensate you for your injuries, you may be able to obtain additional recovery from a second car insurance policy’s PIP coverage.

The Process of Obtaining a Recovery for Your Passenger Injuries 

The first thing you need to do following an accident is get medical attention. Even if you’re not sure if you’re injured or if you think that your injuries aren’t serious enough to get medical help, it’s best to see a doctor. In fact, Florida law requires you to seek out medical care within 14 days of the accident if you want PIP car insurance coverage to apply.

Next, you need to file a car insurance claim for your injuries. At Lawlor, White & Murphey, our experienced personal injury lawyers understand how complicated and difficult this process can be. We will begin by identifying all relevant insurance coverage in your case and ensure that your claims are properly filed. 

When things work as they should, the insurance company will pay you what you are entitled to under the relevant policy. But often, things don’t go so smoothly. 

Sometimes, the car insurance company will underpay. Other times, they will improperly deny your claim. Finally, they will hold on to your money as long as possible before writing you a check.

If compensation from the insurance companies isn’t enough, we will also work to ensure you are fully compensated by pursuing a negligence claim against the at-fault driver.  In these cases, we will investigate to both identify the at-fault driver and build a strong case against them showing that:

  • The at-fault driver owed you a duty of care (all drivers owe a duty to everyone else on the roads to drive carefully).
  • The at-fault driver breached this duty by failing to drive carefully.
  • That breach caused your passenger injuries.
  • Those passenger injuries caused you to suffer damages. These damages can be in the form of medical expenses, lost wages, lost earning capacity, pain and suffering or even property damage.

Not in all situations where you get hurt will you be allowed to sue the at-fault driver for negligence. This is because Florida is a “no fault” state which generally prohibits lawsuits against drivers. Only in certain situations is an injured passenger in a car accident allowed to sue the at-fault driver.

If you do end up filing a lawsuit, you should anticipate the possibility of litigating in court. While most cases settle before trial, they will sometimes require arguing your case in front of a judge and jury. Should this happen, the lawyers of Lawlor, White & Murphey have extensive trial experience and are prepared to take this step to get you the recovery you deserve.

Need Helping Recovering From Your Passenger Injuries?

If you were injured while riding as a passenger in someone else’s vehicle, the experienced South Florida car accident lawyers of Lawlor, White & Murphey are here to help. They can help you figure out what your next step should be to make a full recovery, both physically and financially.
We offer a no-cost consultation to all our potential clients. During this consultation, we can learn what happened and identify the various avenues for you to get the compensation you need. You can call our office or fill out this online contact form and we will respond promptly.

Frequently Asked Questions About Passenger Injuries in Fort Lauderdale Car Crash Cases

FAQ: If multiple PIP insurance policies are available to compensate me for my passenger injuries, can I recover from more than one policy?

Yes. In fact, for more serious passenger injuries, the coverage limits on any one PIP policy may be insufficient to cover all of the current and future expenses of your claim. In this case, you can move on to the next available policy after exhausting one. Despite this, you are not entitled to recover compensation for the same harm twice. For example, if your passenger injuries result in $7,000 worth of medical expenses, you can only recover that $7,000 amount once.

FAQ: Do I have to seek medical attention for injuries I sustained as a passenger?

Yes—both for the sake of your health and to avoid complications in recovering compensation from the relevant insurance companies. Under Florida law, you are technically required to seek out medical care within 14 days following the accident for PIP coverage to apply. Despite this, it is always advisable to get checked for any non-apparent passenger injuries as soon as possible following the accident, even if you don’t appear to be harmed.

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John K. Lawlor

John K. Lawlor, a South Florida personal injury attorney who focuses his practice on complex personal injury, wrongful death, and professional malpractice, founded the law firm of Lawlor, White & Murphey in 1996. Since 1995, Mr. Lawlor’s trial advocacy and litigation skills, as well as his wide-ranging legal expertise, have provided plaintiffs and their families with a distinct advantage when seeking financial compensation and justice for injuries caused by the negligence of others.

Ben Murphey

A partner at Lawlor, White & Murphey and a distinguished personal injury lawyer, Ben Murphey tries complex disputes that include civil appeals, maritime and admiralty claims, wrongful death, and labor disputes. Mr. Murphey has been recognized for his excellence in the area of personal injury litigation by being rewarded with a 10/10 Avvo Rating and named a Super Lawyers “Rising Star” for 2010-2013 and Super Lawyers 2014-2019.

Anthony B. White

Since 1994, seasoned litigation and trial lawyer Anthony B. White has helped thousands of accident victims seek damages due to injuries sustained as a result of another party’s negligence. Included in America’s Registry of Outstanding Professionals and selected to the 2012, 2014-2019 editions of Florida Super Lawyers, Mr. White specializes in car accidents, insurance disputes, wrongful death, product liability, and medical malpractice cases.

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Vivian B.

John Lawlor and this practice provide their clients with the upmost professionalism and expertise. I highly recommend them!

Lisa

John proved himself to be an attorney I could completely trust. His knowledge, experience and professionalism, mixed with his kindness and genuine concern for me and my family, were greatly appreciated.

Iskra D.

I cannot say enough about Anthony – he treated me like a friend instead of just another client. He was always available to answer any concerns, and provide guidance about my case.

Anonymous

I summarize my experience with Anthony with the words honesty, professionalism, efficiency and care. Thank you so much.

Jaime H.

This is a fantastic team of lawyers! Everyone who worked there treated me like I was their most important case, even though it wasn't a major car accident case. I would highly recommend them.

Anonymous

Ben worked on my case tirelessly and always kept me informed. Throughout a very lengthy and complex case he was very compassionate, empathetic and distributed a wealth of knowledge.

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Firm Award
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Lawyers outside

$1.7million

Settlement/

Motor Vehicle Accident

$2.0million

Settlement/

Medical Malpractice

$3.0million

Recovery/

Slip & Fall Injury

$1.2million

Verdict/

Medical Malpractice

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