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Uber & Lyft Accidents

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Fort Lauderdale Uber & Lyft Accident Lawyers

Experienced Injury Lawyers Fight to Protect Accident Victims Using Uber and Lyft Services in Broward County, FL

Much to the chagrin of traditional taxi services, on-demand car services like Uber and Lyft have become an incredibly popular form of transportation that has caught on in major cities around the country, including Miami, Fort Lauderdale, and smaller communities throughout South Florida. These ride-sharing services, which allow passengers to use an app to call a driver to pick them up wherever they are, have been lauded for their convenience and efficiency. Despite this, ride-sharing service drivers are only human, and human beings who drive cars tend to get into car accidents from time to time.

It might seem obvious to you that if a ride-sharing service is responsible for injuring you or a loved one, the company itself should compensate you for medical expenses and other associated costs like loss of income. However, if you are injured by a ride-sharing driver in South Florida, you may make the unpleasant discovery that receiving compensation from the company is an uphill battle. Uber and Lyft have characterized their drivers as independent contractors, rather than employees, rendering the companies themselves immune from the traditional vicarious theory of liability that can hold the company responsible when employees make mistakes. Fortunately, Florida has stepped in to pass legislation designed to protect Florida residents who rely upon these ride-sharing services for transportation.

If you or someone you care about was injured either as a passenger in a ride-sharing vehicle or as an occupant of a vehicle or a pedestrian hit by an Uber or Lyft driver, you should contact the law firm of Lawlor, White & Murphey as soon as possible. Our personal injury attorneys are familiar with the new insurance laws that now apply when an Uber or Lyft vehicle was involved in an accident, and are here to help you get the compensation that you deserve.

Liability Issues with Uber or Lyft Accidents Under Prior Florida Law

You might be wondering how Uber and other ride-sharing services managed to avoid liability in car accident cases where their drivers are clearly at fault. The answer lies in the way this relatively new industry is structured.

Unlike taxi services, which use a fleet of cars owned by the company, ride-share services hire drivers who use their own personal cars to transport passengers. Passengers use an app to contact a driver near them, and the same app will notify the driver and direct them to the passenger. Drivers will then transport the passengers to their destination, log the trip using the app, and pay a percentage of their fare to the ride-sharing company (usually about 20%).

Also unlike taxi companies, services like Uber allowed drivers to use their own personal auto insurance for liability coverage (essentially, the drivers are independent contractors rather than employees who need to be covered by the company insurance policy). This allowed the ride-share companies to cut overhead costs but left accident victims vulnerable.

Florida Insurance Law Now Mandates Higher Coverage Limits for Uber, Lyft and Other Ride-Sharing Services

Many auto insurance companies exclude coverage for accidents that occur if the policyholder was “driving for profit,” meaning that your ride-share driver’s insurance company could deny a claim in most cases. Further, passengers cannot always cover the cost of the accident with their insurance. If you do not have auto insurance or have minimal auto insurance—which may very well be the case if you’re using a ride-sharing service—using your own car insurance for compensation isn’t a viable solution. Under Florida’s new insurance law, the insurance requirements that apply vary depending upon the circumstances, as follows:

  • Uber/Lyft driver is carrying a passenger. If the Uber or Lyft driver has already picked up a paying passenger via the ride-sharing service, liability coverage of at least $1 million will be available for bodily injury, property damage or death resulting from an accident.
  • Driver is logged in but without a passenger. If the Uber or Lyft driver is logged in to the relevant app, so that he or she is available to pick up a passenger, the insurance policy will cover up to $50,000 for death and bodily injury per person, up to $100,000 for death and bodily injury per accident and up to $25,000 for property damage.
  • Driver is driving for personal reasons. If the person does drive for Uber or Lyft but is not logged into the app when the accident occurs (i.e., the driver is driving for personal reasons), his or her personal car insurance policy will apply. Under Florida law, this means that the driver should legally have a minimum of $10,000 in personal injury protection (PIP) coverage and $10,000 in property damage liability (PDL) coverage.

These new insurance requirements serve to protect ride-sharing passengers and others on the roadways but do add additional complications when a motor vehicle accident involves an Uber or Lyft driver. Insurance companies that issue policies for Uber or Lyft have the same profit motivations as other insurance carriers, and your claim could be denied for any number of reasons—and it may even be difficult to determine which insurance policy is applicable in your case.

If you have been injured in a car accident involving an Uber or Lyft driver, you need compensation, not excuses, which is why you should turn to Lawlor, White & Murphey. We’re trial lawyers with hundreds of personal injury cases under our belts, and we are prepared to go up against any ride-sharing company to fight for the compensation you deserve.

Tenacious Injury Attorneys at Lawlor, White & Murphey Take on Uber, Lyft and Other Ride-Sharing Companies in Fort Lauderdale

At Lawlor, White & Murphey, our dedicated team of injury lawyers represent clients who have been injured in any type of accident involving an Uber or Lyft driver, including when:

  • The Uber or Lyft driver was negligent and caused an accident
  • A third-party driver caused an accident with your Uber or Lyft vehicle
  • You were a pedestrian or bicyclist struck by an Uber or Lyft driver
  • A multiple vehicle accident occurred, and you were injured while in an Uber or Lyft vehicle

Don’t let the negligence or recklessness of an Uber, Lyft or ride-sharing driver negatively impact the rest of your life and cause unnecessary financial suffering. The knowledgeable trial lawyers at Lawlor, White & Murphey can help make sure that those unpaid medical bills get paid, rather than simply pile up and cause additional financial stress. We represent accident victims in Uber, Lyft and other ride-sharing cases in Fort Lauderdale, Miami, and the entire state of Florida, and we want to make sure each and every one of our clients gets the compensation they deserve.

Schedule a Free Initial Consultation with Our Skilled Personal Injury Lawyers to Discuss Your Uber or Lyft Accident Today

We understand that as an Uber or Lyft accident victim, you’re experiencing enough stress handling your injuries without the added burden of additional financial stress, which is why we won’t charge you anything unless and until we recover monetary compensation in your case. If you want to learn more about what we can do for you in your fight against a negligent or underinsured ride-sharing service, schedule a free initial consultation today. You can reach us by filling out the short contact form on our website. We don’t want you to pay for someone else’s mistake or failure to take responsibility. Take a stand against a negligent Florida ride-share service with Lawlor, White & Murphey.

Frequently Asked Questions About Uber, Lyft or Other Ride-sharing Accidents in South Florida

FAQ: What should I do after an accident involving an Uber or Lyft driver?

If you are not seriously injured, call the police and take photos of the accident scene. You can also request to see the Uber or Lyft driver’s insurance information, and can take photographs of the policy information the driver has on hand. In many cases, Uber or Lyft drivers have cameras that operate on their dashboards while carrying a passenger, so you can request access to that surveillance footage to determine whether it contains any useful information about the accident. Importantly, remember to seek medical attention as soon as possible even if you don’t appear to be seriously injured—only a trained medical professional can evaluate whether you have sustained any injuries, and it is important to get this information as soon as possible after the accident.

FAQ: How much will it cost to pursue a claim for compensation if I was injured in an accident involving Uber, Lyft or another ride-sharing service company?

Our lawyers work on a 100 percent contingency fee basis—this means that we don’t get paid unless we recover compensation in your case, so you don’t take on any financial risk by choosing our team to represent you in your Uber/Lyft accident case.

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John K. Lawlor

John K. Lawlor, a South Florida personal injury attorney who focuses his practice on complex personal injury, wrongful death, and professional malpractice, founded the law firm of Lawlor, White & Murphey in 1996. Since 1995, Mr. Lawlor’s trial advocacy and litigation skills, as well as his wide-ranging legal expertise, have provided plaintiffs and their families with a distinct advantage when seeking financial compensation and justice for injuries caused by the negligence of others.

Ben Murphey

A partner at Lawlor, White & Murphey and a distinguished personal injury lawyer, Ben Murphey tries complex disputes that include civil appeals, maritime and admiralty claims, wrongful death, and labor disputes. Mr. Murphey has been recognized for his excellence in the area of personal injury litigation by being rewarded with a 10/10 Avvo Rating and named a Super Lawyers “Rising Star” for 2010-2013 and Super Lawyers 2014-2019.

Anthony B. White

Since 1994, seasoned litigation and trial lawyer Anthony B. White has helped thousands of accident victims seek damages due to injuries sustained as a result of another party’s negligence. Included in America’s Registry of Outstanding Professionals and selected to the 2012, 2014-2019 editions of Florida Super Lawyers, Mr. White specializes in car accidents, insurance disputes, wrongful death, product liability, and medical malpractice cases.


Vivian B.

John Lawlor and this practice provide their clients with the upmost professionalism and expertise. I highly recommend them!


John proved himself to be an attorney I could completely trust. His knowledge, experience and professionalism, mixed with his kindness and genuine concern for me and my family, were greatly appreciated.

Iskra D.

I cannot say enough about Anthony – he treated me like a friend instead of just another client. He was always available to answer any concerns, and provide guidance about my case.


I summarize my experience with Anthony with the words honesty, professionalism, efficiency and care. Thank you so much.

Jaime H.

This is a fantastic team of lawyers! Everyone who worked there treated me like I was their most important case, even though it wasn't a major car accident case. I would highly recommend them.


Ben worked on my case tirelessly and always kept me informed. Throughout a very lengthy and complex case he was very compassionate, empathetic and distributed a wealth of knowledge.


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