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My Rental Condo Was Damaged in the Hurricane, but Insurance Won’t Pay Loss of Rental Income

June 14, 2012

Many Fort Lauderdale residents own condos that they rent out to tourists. When a hurricane causes water or other damage, the property owner not only suffers a loss to the actual property, but to potential income, as well. Because substantial water and structural damage from a storm can take a good amount of time to repair, the loss of income can be substantial. Most property owners insure against loss of rental income, but insurance companies will sometimes quibble over claims as to how much the actual income would have been if the water damage had not occurred.

Insurance companies require detailed information from owners to substantiate claims for loss of income. This documentation can include previous tax returns, income and expense reports, or monthly income of the unit. They will sometimes try to argue against claims by showing that it would not have been possible to rent the condo even if the water or other damage had not occurred.

When you are trying to rebuild your condo and your life after the devastation of a storm that has caused significant water damage, arguing with an insurance adjuster about the legitimacy of your claims is the last thing you want to do. The lawyers at Lawlor, Winston, White, & Murphey in Fort Lauderdale understand your frustration.

They are experts in obtaining fair treatment and just settlements for their clients in Fort Lauderdale water damage insurance claims. Contact Lawlor, Winston, White, & Murphey in Fort Lauderdale to get the help you need and deserve for your water damage and other insurance claims.

Lawlor, Winston, White & Murphey are seasoned lawyers in Fort Lauderdale with a winning record of guiding property owners through every detail of Fort Lauderdale water damage insurance claims and ensuring fair and reasonable treatment by insurance companies. The Lawlor, Winston, White & Murphey team has tried more than 100 jury trials and obtained verdicts, judgments and settlements in excess of $100 million for their clients. Please visit our website at or call our offices at 954-525-2345 to schedule a free consultation to discuss your case. If you’re concerned that you can’t afford the services of an attorney, rest assured that we work on a contingency basis—you don’t pay us until you receive the compensation from the insurance companies.